Let Trinity Appraisal & Consulting handle your appraisal

Every year, thousands of people in Alabama purchase, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. Most lenders still need a local expert because the stakes are very high, even though there are a growing number of automated home valuation processes that might appear to be more practical than an appraisal. You might think that obtaining a mortgage is the only reason to get an appraisal, but there are additional instances when the services of a licensed, independent real estate professional might come in handy.

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Let Trinity Appraisal & Consulting help you dispute your tax assessment in Montgomery County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Trinity Appraisal & Consulting is your best evidence. At Trinity Appraisal & Consulting,we can assist you in disputing your tax assessment.

Let Trinity Appraisal & Consulting assist you in lowering your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate, most lenders ask homebuyers to buy an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Trinity Appraisal & Consulting will provide you with a statement regarding the value of your home. The expense of the appraisal can often be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Trinity Appraisal & Consulting

A divorce is often complicated by the hard decision of who maintains the home, and it can be an especially traumatic ordeal for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from Trinity Appraisal & Consulting so both parties are completely aware of the true market value of their home.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from Trinity Appraisal & ConsultingSettling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Trinity Appraisal & Consulting can assist you in relocating to or from Montgomery County

Employee relocation can be a real pain, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price with an appraisal from Trinity Appraisal & Consulting

A professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to finish the appraisal report and and aren't related to the sales price.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.